OPTIMAL WEALTH STRATEGY GROUP
Infinite Banking
Infinite banking is a personal finance strategy that leverages a whole life policy as a “personal bank.” This includes taking loans against the policy and growing cash flow through the insurance’s dividends.
Capture and keep all your income and capitalize it, earning uninterrupted compound interest and dividends.
Benefits of Life Insurance
As you delve into the world of life insurance, you'll start understanding the dynamics of money. Imagine a life insurance company inviting you to entrust your money with them. They assure you a death benefit that exceeds your investment because they generate profits from your money throughout your life. This death benefit, a future payout, comes with added perks - annual interest on your deposits, featuring a guaranteed rate and potential dividends. You could potentially earn a solid four to six percent on your money, almost like a sure thing.
This not only aids in wealth creation but also ensures a death benefit, bolstering your family's financial well-being. Every time you deposit a paycheck into the policy, you're not just building wealth for your family; you're also accumulating cash value within the policy. Opting for whole life insurance even opens up the possibility to borrow against this cash value when needed.
Infinite Wealth Strategy
PROBLEMS WITH TRADITIONAL BANKING & RETIREMENT PLANS
- No Principal Protection
- No Guaranteed Growth
- Credit Checks to Borrow Money
- Management Fees
- No Protection from Creditors
- Taxed Withdrawals
- Potential Tax Liability to Heirs
- Taxed Growth
BENEFITS OF INFINITE WEALTH STRATEGIES
- 100% Principal Protection
- Guaranteed Growth
- Liquid Cask Flow
- No Credit Checks to Borrow Money
- No Management Fees
- Protection from Creditors
- Tax-free Withdrawals
- Tax-Free Transfer to Heirs
- Tax-Deferred Growth